Many Homeowners have the following concerns...
Can I really upgrade from my HDB to private property?
Am I earning enough to afford the repayment?
Does it require me to spend most or all of my hard-earned savings?
CASE STUDY 1
Kelvin (42 Years Old) & Jane (38 Years Old)
Sold Price: $1.6MIL
Outstanding Loan: $510K
CPF Used: $420K
Cash Proceeds: $670K
Purchased Price: $880K
5% Cash: $40K
15% CPF: $120K
Stamp Duty & Misc: $22K
Purchased Price: $2.2MIL
5% Cash: $110K
15% CPF: $330K
Stamp Duty & Misc.: $64K
Cash On Hand:
$554K!
INVESTMENT
HOMESTAY
PROPERTY SOLD
BALANCE
CASE STUDY 2
Mr and Mrs Percy bought a condo 15 years ago as their matrimonial home.
After a session of helping them to understand their financial standing and eventually coming up with a unique asset progression plan...
Today, they have sold the condo and retired into a fully paid 4 room HDB flat.
They even managed to purchase a smaller condo and rent it out for passive rental income!
WHAT CAN YOU GAIN FROM A SHARING SESSION WITH US?
A detailed financial calculation to understand your financial standing.
A meticulous explanation & 4-step calculation of related costs involved such as cash outlay.
How you can achieve huge potential upside from your properties with real life case studies!
An achievable Asset Progression Plan to help you to unlock funds for emergencies.
A far-sighted roadmap that will allow you to retire earlier and more comfortably.
Many HDB Homeowners wonder:
Should I still upgrade if I have almost fully paid-off my HDB?
Like most Singapore HDB owners, you are probably servicing your HDB flat loan using CPF.
Locking away all your CPF in your HDB has an adverse effect on your asset portfolio!
That is 5% opportunity costs you are losing each and every year! In dollar terms, for every $200K locked up in your property, you would have LOST $53,200 of your money in a matter of 5 years.
With all or most of your CPF trapped in your HDB, you are losing:
The 2.5% interest you could have earned if you have left it in your CPF!
The 2.5% accrued interest to pay back when you eventually sell!
With PROVEN Asset Progression Strategies & A GUIDED Action Plan, you can...
Elevate you and your family to financial freedom.
Generate passive income with minimal to zero extra financial commitment.
Grow your asset portfolio through STABLE property investment plans.
MAINTAIN healthy amount of cash reserve funds for rainy days.
RETIRE earlier with a secure safety net.
